The real estate marketplace for the whole world
Buy, sell, rent, lease and invest in property across every region — with financial, legal and operational risk scored by AI before you commit.
- Risk score next to every price
- Licensed professionals in the loop
- Worldwide, region by region
Stop guessing, start growing.
Property transactions cross borders, currencies and legal systems. XIPSON brings listings, trusted professionals and an AI-driven risk view into one marketplace — so every deal, anywhere, is easier to trust.
Global reach
One place to discover property in every region, with consistent information on each listing.
Local-level risk intelligence
Generative AI reads documents, compares markets and explains findings in plain language.
Humans where it counts
Licensed local professionals review the decisions that need a human signature.
One marketplace. Every transaction type. Every region.
Buy & sell
Verified residential and commercial listings with the risk score shown next to the price.
Rent & lease
Short- and long-term rentals and commercial leases with counterparty and contract checks.
Invest
Discover opportunities and compare expected returns against modelled risk.
Trusted professionals
Agents, lawyers, valuers and property managers connected to each transaction.
Who uses XIPSON
Buyers & tenants
See price, legal and operational risk before you visit, offer or sign — in any country.
Sellers & landlords
Reach international demand with a verified, risk-scored listing that builds buyer confidence.
Investors & funds
Screen and compare assets across regions on one consistent risk framework.
Banks & lenders
Use FLORS output to speed up due diligence and underwriting for cross-border property.
Lawyers & valuers
Receive pre-analysed cases and new clients from a global marketplace.
Developers & agents
Showcase projects to a global audience with transparent, standardised risk data.
Traditional cross-border deal vs. XIPSON
| Traditional process | With XIPSON | |
|---|---|---|
| Risk review | Manual, late, fragmented across advisers | AI-assisted from the first listing view |
| Legal checks | Country-by-country, slow | Standardised flags with local-lawyer review |
| Comparability | Different formats per market | One FLORS framework across regions |
| Payments | Multiple currencies and intermediaries | Planned basket-stablecoin settlement layer* |
* Planned, concept stage and subject to regulatory approval.
FLORS — Financial, Legal & Operational Risk System
An AI-driven system that analyses a property, its owner, its jurisdiction and its deal structure, then turns the result into a clear, comparable risk view for buyers, sellers, lenders and investors.
Financial risk
- Price vs. market and comparable assets
- Yield, vacancy and cash-flow stress
- Currency and interest-rate exposure
- Financing and counterparty strength
Legal risk
- Title, ownership and encumbrance checks
- Local zoning, tax and foreign-ownership rules
- Contract review and clause flags
- Sanctions, AML and KYC screening
Operational risk
- Property condition and maintenance outlook
- Developer and manager track record
- Transaction process and settlement risk
- Climate, location and supply-chain factors
How a deal moves through FLORS
- IngestListing and documents are collected
- AnalyseAI reviews F, L and O factors
- ScoreRisk score and flagged issues
- ReviewProfessional check where needed
- DecideInformed decision and closing
FLORS provides decision support, not legal, tax or investment advice. Scores are model outputs and should be confirmed by qualified professionals before any transaction.
One score. Three dimensions. Clear reasons.
Every listing shows an overall FLORS score and the specific issues behind it, so a non-expert can see what matters and an expert can dig in.
- Plain-language explanation of every flag
- Source documents linked to each finding
- One-click request for a local lawyer or valuer
- Score history as new documents and data arrive
Illustrative example, not real data.
Basket stablecoin on seven regional digital indices
After the marketplace, XIPSON plans to introduce a basket stablecoin referenced to major regional digital indices — a settlement and value-storage layer for cross-border real estate, reducing dependence on any single currency.
Pan-African Digital Index
Reference index for the African region.
Pan-Asian Digital Index
Reference index for the Asian region.
Pan-European Digital Index
Reference index for the European region.
Pan-North American Digital Index
Reference index for the North American region.
Pan-Ocean Digital Index
Reference index for Oceania and the Pacific.
Pan-Latin American Digital Index
Reference index for Latin America.
Code to be confirmedPan-Latin American Digital Index
Reference index for Latin America.
Code to be confirmedXIPSON Basket Stablecoin
One token whose reference value is built from the regional indices.
PlannedWhy a regional basket?
Diversified reference
Value tied to several regions rather than one currency, spreading exposure across the world's property markets.
Cross-border settlement
A common unit for deposits, payments and rent across jurisdictions, with fewer conversion steps.
Built on FLORS data
Marketplace and risk data inform index methodology, transparency reporting and reserve policy.
The basket stablecoin is a planned product at concept stage. Index methodology, reserve structure and legal form are not final, and any launch depends on regulatory approval in each jurisdiction. Nothing on this page is an offer to sell or a solicitation to buy any token or security.
Compliance, security & human oversight
KYC / AML
Identity and sanctions screening for participants, applied per jurisdiction.
Data protection
Privacy-first handling of documents, designed around GDPR-style principles.
Explainable AI
Every score shows its reasons and sources; no unexplained black-box verdicts.
Human in the loop
Licensed professionals confirm high-impact findings before decisions are made.
Funding status & goals
Where the round stands today and what each milestone unlocks. Figures are placeholders until the round is confirmed.
- 1Concept & design
- 2Preparing the round
- 3Round open
- 4Round closed
Marketplace MVP
FLORS engine and first listings in a pilot market.
Legal, compliance & pilot launch
KYC/AML setup, professional network onboarding, first live pilot.
Index & stablecoin research
Regional index methodology draft and regulatory groundwork.
Round breakdown by route
| Route | Pool supply | + Amount left | = Total pool | Status |
|---|---|---|---|---|
| Venture capital | [TBC] | [TBC] | [TBC] | Not open |
| Angel investors | [TBC] | [TBC] | [TBC] | Not open |
| Fundraising platforms | [TBC] | [TBC] | [TBC] | Not open |
| Banks & strategic partners | [TBC] | [TBC] | [TBC] | Not open |
Amounts are indicative and not an offer. Any investment is subject to a formal offering document and investor eligibility. Request the investor deck.
From marketplace MVP to cross-border settlement
Timing is indicative and subject to funding and regulatory approvals.
- Phase 0 · Now
Concept & design
Product definition, FLORS risk framework and regional index concept.
- Phase 1 · MVP
Marketplace MVP
Listings, search and first FLORS risk scoring in pilot markets.
- Phase 2
Professional network & compliance
Onboard agents, lawyers and valuers; KYC/AML; first regional expansion.
- Phase 3
Regional digital indices
Define and publish methodology for AFDX, ASDX, EUDX, NADX, OCDX, SADX and LADX.
- Phase 4
Stablecoin
Legal structuring, reserve policy, audits and regulatory engagement ahead of any launch.
- Phase 5
Worldwide scale
Expand coverage region by region as regulation and partnerships allow.
Frequently asked questions
Quick answers about the marketplace, FLORS and the basket stablecoin.
What is XIPSON?
A worldwide real estate marketplace with an AI-driven risk system (FLORS) built in, covering buying, selling, renting, leasing and investing.
What does FLORS stand for?
Financial, Legal and Operational Risk System. It scores each property and transaction across those three dimensions.
Does FLORS replace lawyers and advisers?
No. It supports decisions and flags issues early; qualified professionals remain responsible for legal, tax and investment advice.
What is the basket stablecoin?
A planned token referenced to seven regional digital indices (AFDX, ASDX, EUDX, NADX, OCDX, SADX, LADX) for cross-border real estate settlement. It is not yet available and depends on regulatory approval.
Where is the marketplace available?
The aim is worldwide coverage. The MVP will start in selected pilot markets and expand region by region.
Is my data safe?
Documents are handled with a privacy-first approach designed around GDPR-style principles, and participants are screened under KYC/AML rules per jurisdiction. Final security and privacy terms will be published before launch.
How much will it cost to use?
Pricing is not final. Planned revenue comes from transaction fees, FLORS subscriptions for professionals and institutions, and referral fees. Browsing risk-scored listings is intended to be free for buyers and tenants.
How can I invest in or partner with XIPSON?
See the Investor Relations page for venture capital, angels, fundraising platforms, banks and other partners.
Be first to see FLORS on real listings
Join the waitlist for pilot-market access. Investors and partners: see Investor Relations.